Biometric Technology in Automated Teller Machines Adoption
Keywords:
Teller Machine (ATM), Biometric Technology, and Future Banking are some of the terms used in this article.Abstract
The banking industry is constantly improving its services but using biometrics in ATMs has never been a viable option since data is scarce and the full potential of this mechanism has not been realized. Researchers emphasized biometric technology, stating that an in-depth investigation was conducted to discover the many forms of biometric technology that lead to and fit the concept of future banking. The main finding of the reviewers leads to the high potential of biometric as a security aspect in achieving an ideal future banking solution through a comparison of biometrics, where fingerprint biometrics has an average of more than 50% compatibility and flexibility of implementation and benefits compared to face image, iris recognition, voice recognition, and vein pattern. Another criterion that determines whether face and iris recognition can be a possibility or a replacement for fingerprint recognition, according to previous evaluations, is the intricacy, which makes efforts to steal this sort of security solution almost difficult. Biometric technology has shown to be a technology capable of guiding any bank toward achieving their intended future banking ideal. This paper will examine the use of biometric technologies in ATMs and the gaps that exist in achieving ideal future banking
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